REFUND / RETURN POLICY:-

We does not offer refunds or a return of digital downloads and the associated transaction fees.

In case if Universal Academy decided to refund your money than the refund policy is as under.

Your refund will be initiated within 2 business days of receiving the refund request and authorization of the refund. Your refund is estimated to be credited in account usually within 15 working days from the date we receive your return request and approve it.

Cross Border or, International Transaction Fees, if any charged by the respective bank from your credit or debit card will not be refunded. Please note these are hidden charges levied by your bank on you, and not by us. Customers must contact their bank for additional information on these charges. We will not refund any courier charges paid buy you at time of purchasing the product.

The GST / Import Duties are borne directly by the customer as per local laws, to be paid at the time of delivery as advised by the respective courier partner. We will not refund any such charges, if applicable during order delivery.

Potential losses due to currency fluctuations will not be refunded.